Archive for the ‘Travel Insurance’ Category

Things to Consider While Taking Travel Insurance

Friday, June 3rd, 2016

Things to Consider While Taking Travel InsuranceTravelling is considered to be a fun loving thing right? We all have the fantasy of going across the different countries with our loved ones or the family members. But have you ever thought that taking these things in to consideration and avoiding the uncertainties is not fair. For this you need to take the help of the travel insurance which not only helps you in covering your contract but it gives you and makes you feel free about not getting worries about any things while taking travel insurance for you and your family. There are many things which you need to take in to account at the time of taking travel insurance which will help you in getting perfect one for you.

Well, this article will help you in getting all the details which you need to go for and remembers things to consider while taking travel insurance. For certain examples let me help you out with some of things which you need to take in to consideration at the time of taking travel insurance like anywhere, anytime coverage, high risk activities, medication change, destination coverage, etc. and many more of the factors which are considered by the tourist or the traveller before taking travel insurance.

Things to consider while taking travel insurance

  • There are many things which you need to take in to consideration while taking travel insurance for you likes the coverage issue. You must go for such type of travel insurance which can provide you the coverage not only to certain and specific place but the whole of the travel time which you have opted for. Not only in the flight or for the hospital stay but go for taking travel insurance which can help you to be provided in your whole of the travel tour which you have decided.
  • Well, we all want to go for certain adventurous things when we are travelling like scuba diving, parasailing, etc which is considered to be something regarding to high risk right? Go for that type of travel insurance which will help you in covering all sorts of the things whether you are going for high risk area or not. It is better to have the note about the lessons which you want that is covered in your insurance at the time of taking travel insurance for your matters.
  • Another important factor which you need to take in to consideration at the time of talking travel insurance is the destination coverage. Yes, you hear it right. Many destinations are such where by political things takes place and this lead to destructive nature. For this it is important to get the details of such things which is being added to your traveling insurance.
  • Rental car protection is another thing which is important to note for at the time of taking travel insurance because as you are roaming in different country, there might be possibility that something went wrong and your car gets damaged. So for avoiding this situation you must go for checking for this scenario in your travel insurance.

Tips To Make Successful Travel Insurance Claim

Wednesday, November 13th, 2013

Travel Insurance ClaimMention the topic of travel insurance claim to anyone and you will surely get a terrorizing look in his eyes. It is because the process of claiming travel insurance is not only lengthy but also complicated a lot. However, there are obviously some tricks to make a successful travel insurance claim. Today we will be discussing about some of them.

• Before buying insurance always read carefully all the terms and the conditions written on the agreement, even the small prints. Until and unless you do not have a clear idea of what you are covered for you won’t be able to claim successfully.
• Do not even forget to mention your medical history. Generally while filling up travel insurance form you have to mention your medical history. You ought to be honest in that. for example, if you have severe cardiovascular disease you ought to mention it there. It is for sure that 95 percent of travel insurance companies won’t cover you while you need to go for a surgery abroad. And it is also for sure that they will charge you more if you mention the exact health condition. But the plus point is that you will at least be covered at the time of medical emergencies even if it might cost you more.
• Make sure to cover valuable things. If something is really valuable to you make sure it comes under the travel insurance cover. For example, your iPad or iPhone or your grandma’s diamond pendent that you always wear. You need to be very careful about them.
• Last but not the least, act as quick as you can if you have been a theft victim. Report to the local police station within 24 hours. Keep witnesses like your tour representative or hotel manager etc. You insurance claim will be much more easy if you can produce these proofs right at time.

These are some basic tricks for successful travel insurance claim. Hope these will help you.

What is travel insurance?

Thursday, June 6th, 2013

You must be well acquainted with the concept of insurance. It is a service provided by companies to protect you whenever you are in some danger or problem. In line with the popular insurances such as life insurance, medical insurance, the concept of travel insurance has also become much popular and widely used these days. This type of insurance protects the rights of the beneficiaries more specifically the travelers if they incur any loss during their travel.

Normally many travel agencies include the insurance premium in their total tour cost. But the coverage of this type of insurance is very limited. You can also buy travel insurance from traditional insurance company. There are many factors that decide the type of insurance you need. Depending on the amount you want to insure, the coverage of your insurance, etc, the premium varies.

Most often people don’t want to incur additional cost and so they skip the idea of travel insurance. But whenever you are travelling somewhere be it domestic or international, make sure that you get yourself travel insurance.


An insight about travel insurance

Monday, August 27th, 2012

travel insurance, insuranceWhat is travel insurance? Well, this is a kind of insurance which would cover up the medical expenses, the financial default on part of the travel suppliers & other losses which are incurred during travelling- either overseas or within your own country. There are the temporary coverage offers which could be arranged during booking of your trip and that would cover precisely the particular tenure of that particular trip.

You can even go for multiple trip insurance policies which would cover up a seamless sum of travel plans within a fixed time frame. The coverage, however, varies & could be purchased for including the higher risk stuffs like winter sports.
The most usual risks covered through travel insurance policies include medical emergency from sickness or accidents in the new place, emergency evacuation, return of minor, trip interruption, trip cancellation, funeral expenses overseas, accidental injury, death or disablement, delayed and lost baggage and many more.

Getting travel insurance in England

Saturday, July 30th, 2011

It is fun and exciting feeling to travel in a foreign country; though it may be frightening also to go less prepared. It is important to get a protection if you need an emergency. It is most convenient if you travel with travel insurance especially designed in the country you are going. Travel insurance in England covers a lot of benefits such as protection of baggage in case it is stolen or lost. In addition to that, if you cause inadvertently an accident on other people, a personal liability covers everything. However, unlike any other insurance, backpacking travel insurance in England is not covered when you need to cancel a flight. You may need an extra policy once you resume your flight. It may also cover various sports and activities. Safest travel should be a number one priority, and every good thing does follow. Have a stress free trip and a quality peace of mind.

Getting international travel insurance

Saturday, July 23rd, 2011

Most people enjoy traveling abroad, but there are some risks involved in the trips. This means that you should never travel without international travel insurance which can be of great help in case you find yourself in trouble in a foreign country. Getting international travel insurance helps you to remain calm and at peace while traveling. You will not be thinking of financial losses once you get good travel insurance cover. The travel insurance should compensate you if you are delayed during the trip. Cancellations can also cause you financial loss and you need to be compensated. To most people, travel insurance is about medical expenses. This is also good for you because you get health care without delay and the bills are cleared for you. Make things easy by getting insurance cover. Do not take risk thinking that everything will be fine, it’s better to be safe than sorry.

Getting the cheapest possible travel insurance

Saturday, July 23rd, 2011

Traveling has become a luxury and a dream come true that one cannot afford due to rising costs of products. But the concept of budget traveling has allowed even the not-so-well-heeled to take trips around the world. One major component of budget traveling is buying cheap travel insurance.

To get the cheapest travel insurance, here are some practical tips that you would want to keep in mind:-

1. Shop Around

2. Get Multi-trip Travel Insurance

3. Buy Family Holiday Insurance

4. Get Insurance from Specialist Insurers

Keeping in mind all the above mentioned things, it will be truly helpful for a traveler to make his journey comfortable. Travel insurance is an important part of any travel. Even though it may mean spending extra money, the expenditure will be worth it because it protects you from unfortunate events like accidents, baggage loss, cancelled or delayed flights, medical expenses, and many more.